Program Details: Disability and Term Life

SPECIALTY QUOTES HERE

• To see a specimen policy of the CAP Group Disability Program, please click here.
• To see a specimen policy of the CAP Group Term Life Program, please click here.

CAP Group Disability

• The monthly benefit of up to $2,000 is yours as a CAP member. You do not need to do anything to receive this benefit.
• If you are interested in the additional monthly benefit of $4,000 (for a total amount of coverage of $6,000), please fill out our one-page application.
• The waiting period is 90 days. (disability only)
• Specialty-specific definition of disability (disability only)
• Benefits payable until age 65 (disability only) Note: after age 65, the benefits incrementally decrease till age 70 and from there forward is a one-year benefit.

If you currently have an individual disability policy, this is a great way to add coverage to, but not necessarily replace, your existing policy.

CAP Group Term Life

• The death benefit coverage of $20,000 is yours as a CAP member. You do not need to do anything to receive this benefit.
• If you are interested in the additional death benefit coverage of either $100,000 or $200,000, please fill out our one-page application.

 Annual pricing for your specialty is available here.

About CAP Physicians Insurance Agency,Inc.

The Cooperative of American Physicians, Inc. really cares about our physician members. This is why we established a wholly owned insurance subsidiary – CAP Physicians Insurance Agency, Inc. Through its alliances with quality insurance providers, CAP Physicians Insurance Agency, Inc. offers protection that is tailored to meet the commercial and personal insurance needs of physicians for those risks not protected by medical professional liability coverage. 

CAP Physicians Insurance Agency, Inc. has a unique approach to assisting our physician members. All employees are salaried, so there is no incentive to sell unnecessary products. Profits generated by our agency are used to provide additional services to the membership.

CAP Physicians Insurance Agency, Inc. is protecting your practice and you. To learn more, read our agency overview: CAP Agency 101. 

Lines of Coverage

Here are the lines of coverage we offer. Click on the individual line of coverage to learn more and to obtain quote forms. You can also reach us by phone at 213-473-8731. One of our insurance professionals will be happy to assist you.

Other Coverages

Directors and Officers Liability Insurance
Miscellaneous Professional Errors and Omissions Insurance
ERISA Bond

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